Cigna is a leading provider of health insurance and offers comprehensive mental health coverage to its members. Cigna mental health coverage includes a wide range of mental health conditions and substance use disorders. The exact coverage will vary based on the type of Cigna plan you are enrolled in. At Peachtree Wellness Solutions, we accept Cigna insurance and are here to assist you in determining what mental health coverage you have available. 

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What Types of Mental Health Disorders Does Cigna Cover?

Cigna offers coverage for a wide range of mental health disorders, including but not limited to:

  • Depression
  • Anxiety Disorders
  • Bipolar Disorders
  • Obsessive-Compulsive Disorder (OCD)
  • Post-Traumatic Stress Disorder (PTSD)
  • Panic Disorders
  • Schizophrenia 
  • Eating Disorders
  • Addiction and Substance Use Disorders
  • Dual Diagnosis

What Types of Mental Health Treatments Does Cigna Cover?

Cigna typically covers a variety of mental health treatments, including but not limited to:

  • Residential treatment programs: Inpatient or residential programs that offer intensive care and support for individuals with severe mental health conditions.
  • Partial hospitalization programs (PHPs): PHPs provide structured therapy and support during the day while allowing patients to return home in the evenings.
  • Intensive outpatient programs (IOPs): IOPs offer more flexibility than PHPs by providing several hours of therapy per week, usually in the evenings or weekends.
  • Outpatient therapy: Outpatient therapy provides ongoing support and treatment for people to continue to manage their mental health conditions.  
  • Dual diagnosis treatment programs: Programs designed to address both mental health and substance use disorders simultaneously.

Coverage for these types of treatments may vary depending on your specific Cigna plan and its benefits. It is recommended to contact Peachtree Wellness Solutions or Cigna directly to better understand what services are covered under your policy.

What Types of Therapies Does Cigna Cover?

Cigna mental health coverage usually covers a variety of evidence-based and holistic therapies, including: 

  • Cognitive-behavioral therapy (CBT): CBT is a type of psychotherapy that focuses on changing negative thought patterns and behaviors.
  • Dialectical behavior therapy (DBT): DBT is specifically designed to treat individuals with complex and hard-to-treat mental health conditions like borderline personality disorder, depression, and substance use disorders.
  • Eye movement desensitization and reprocessing (EMDR): EMDR therapy is often used to treat trauma and PTSD.
  • Group therapy: Group therapy sessions are led by a trained therapist with clients to help work through similar issues, develop a peer support network, and develop coping skills.
  • Individual therapy: Individual therapy sessions with a therapist or counselor focused on addressing individual needs and mental health concerns.
  • Psychoeducation: Educational sessions that provide information about mental health conditions, coping strategies, and self-care techniques.
  • Medication-assisted treatment (MAT): MAT combines using medication with counseling and behavioral therapies to support recovery.
  • Music therapy: Music therapy involves using music as a therapeutic tool to support emotional expression, communication, and overall well-being.
  • Family therapy: Family therapy sessions involve family members and address underlying issues, communication problems, establish boundaries, and receive education on supporting their loved one.

It is important to check with Peachtree Wellness Solutions or Cigna for specific details on covered therapies and any limitations or restrictions that may apply.

How Cigna Insurance Coverage for Mental Health Works

Cigna mental health coverage works similarly to coverage for other medical services. Cigna has a network of mental health facilities and providers, including therapists and psychiatrists. They may also cover in-network virtual mental health services. Visiting in-network providers results in lower out-of-pocket costs.

Some mental health treatments, therapies, and medications may require preauthorization from Cigna before you receive services, depending on your plan. This ensures that the treatment or medication is medically necessary and covered. Additionally, depending on your specific plan, you may be responsible for copayments, fixed dollar amounts, or coinsurance payments, such as you paying 25 percent and Cigna paying 75 percent when receiving mental health services.

Most plans also have a deductible that needs to be met before Cigna covers certain mental health services. Once the deductible is met, then there are often no more out-of-pocket expenses. It is equally important to note that Cigna plans may have limits on mental health services, such as the number of therapy sessions allowed per year, or have coverage caps for certain types of treatments.

Start Mental Health Treatment in Atlanta with Cigna Mental Health Coverage

Are you looking for mental health treatment in Atlanta and have Cigna mental health coverage? At Peachtree Wellness Solutions, we accept Cigna insurance. Our admissions coordinator will work with you to determine the extent of your coverage to help you maximize your mental health insurance benefits. Contact us today to schedule an initial consultation.

Contact us immediately. In the case of a medical emergency, contact 911 or visit your local emergency department.

We Work With Most Insurance

Most major health insurance plans with out-of-network benefits can cover the costs associated with our program. Find out your coverage options right now.